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[null,null,{"$f":"II10009","v":"Gültigkeit:  824 Tage"}]
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[null,null,"Anfrage erfolgt an die",null,null,null,null,"I.F.V.S. Immobilien- und Finanz-Vermittlungs- Service GmbH",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(H8=\"Bernd Möller - PB\",\n\"  Finanzierungsberatungen und -vermittlungen\",\n\"  Unternehmenssitz: 14547 Beelitz, Mittelstraße 20\")","v":"  Unternehmenssitz: 14547 Beelitz, Mittelstraße 20"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(J18=\"?\",Q31<>\"?\",AT171=\"?\"),\n\"Am schnellsten können Sie mit der Doppel-\npfeiltaste von Feld zu Feld \"\"springen\"\". Bei\nnicht benötigten Feldern einfach weiterklicken.\",\nIF(Q31<>\"?\",\" \",\nIF(AT171<>\"?\",\" \",\nIF(OR(J18=\"?\",J18=1),\" \",\nIF(AE19=\"?\",\n\"Eingabe-Info:  ein \"\"Interessent\"\" ist bankech-\nnisch nicht \"\"Mann\"\" oder \"\"Frau\"\", sondern immer\nderjenige mit dem höheren Nettoverdienst.\",\" \")))))","v":" "}]
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[null,null,"Ansprechpartner",null,null,null,null,"Regina Militzer-Schulz",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(H8=\"nicht bekannt\",\" \",\n\"Informationen zum zuständigen Ansprechpartner\")","v":"Informationen zum zuständigen Ansprechpartner"}]
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[null,null,"Dateneingabe von:",null,null,null,null,null,null,null,null,null,null,null,null,null,"Interessent / Kunde",null,null,null,null,null,null,null,null,null,null,null,null,null,"  E-Mail",null,null,null,null,{"$f":"IF(H8=\"IFVS GmbH\",\"info@ifvs-gmbh.de\",\nIF(H8=\"Bernd Schulz\",\"fin-neubau@ifvs-gmbh.de\",\nIF(H8=\"Regina Militzer-Schulz\",\"regina.militzer@ifvs-gmbh.de\",\nIF(H8=\"Bernd Möller - PB\",\" bernd.moeller@postbank.de\",\nIF(H8=\"Bernd Möller\",\" b.moeller@ifvs-gmbh.de\",\"?\")))))","v":"regina.militzer@ifvs-gmbh.de"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(H8=\"?\",\"Angabe zum Finanzierungsbetreuer fehlt  !\",\nIF(AND(Q11=\"?\",J18=\"?\"),\"bitte zuerst \"\"Dateneingabe von\"\" eingeben\",\nIF(OR(J18<>2,AE19=\"?\",Q31<>\"?\",AT171=\"ja\"),\" \",\nIF(AND(J18=2,AE18=\"?\"),\"für den Programmstart unbedingt erforderlich\",\nIF(AND(J18<>\"?\",AE18<>\"?\",S20=\"?\",S22=\"?\",AL22=\"?\",J33=\"?\"),\" \",\nIF(S22=\"?\",\" \",\nIF(OR(J33=\"?\",J33=\" \",J33=0),\n\"Informationen zur Eingabe:\",\" \")))))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Programm nicht mehr gültig - siehe Text am Programmende im gleichfarbigen Feld\",\nIF(Q11<>\"?\",\"Angaben für eine erste unverbindliche Beispielberechnung   -   Seite 1\",\" \"))","v":"Angaben für eine erste unverbindliche Beispielberechnung   -   Seite 1"}]
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[]
[null,null,{"$f":"IF(II10007>II10006,\"bitte rufen Sie uns an !\",\nIF(OR(H8=\"?\",Q11=\"?\"),\" \",\n\"Es bauen 1 oder 2 Personen ?\"))","v":"Es bauen 1 oder 2 Personen ?"},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",J18=\"?\",J18=1),\" \",\"welche Partnerschafts-Art ?\"))","v":" "},null,null,"?"]
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[null,null,"Neubau ETW/EFH/ZFH/R-H",null,null,null,null,null,null,"Neubau oder Bestand ?",null,null,null,null,null,null,null,null,"Neubau",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C18=\" \",J18<>2,AE18=\"?\"),\" \",\nIF(AE19=\"nein\",\"haben beide Personen dieselbe Anschrift ?\",\" \")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,{"$f":"IF(J18=\"?\",0,\nIF(BB20=\" \",0,1))","v":0},{"$f":"IF(J18=\"?\",0,\nIF(BD20=\" \",0,1))","v":0},{"$f":"IF(OR(H8=\"?\",Q11=\"?\",J18=\"?\"),\" \",\nIF(BB16=\"Zuerst erforderlich:     bitte in das rot gefärbte Feld                               klicken, dann auf den grauen Pfeil (am rechten Rand)                                klicken und eine Auswahl treffen  (Menü)  !\",\n\"Info:    wenn sich  NACH  dem                                                                       klicken ins rote Feld    K E I N\",\nIF(AND(J18=1,S22=\"?\"),\n\"Feld:  Maßnahme (genauer)   -   Eingabe - fehlt.\nUnbedingt erforderlich   -   sonst\nkeine Berechnung möglich !\",\nIF(AND(J18=2,AE18<>\"?\",S22=\"?\",J33<>\"?\"),\n\"Feld:  Maßnahme (genauer)   -   Eingabe - fehlt.\nUnbedingt erforderlich   -   sonst\nkeine Berechnung möglich !\",\nIF(OR(J18<>2,T70<>\"?\",),\" \",\nIF(AE19=\"?\",\"Sind beide Personen miteinander verheiratet ?\nDiese Frage wurde noch nicht beantwortet !\",\nIF(AND(AE20<>\" \",AV20=\"?\"),\"Haben beide Personen dieselbe\nAnschrift ? - die Antwort fehlt noch !\",\nIF(AND(J18=2,AE18=\"?\"),\"bitte noch die Art der Partnerschaft angeben !\",\" \"))))))))","v":" "},null,{"$f":"IF(J33=\"?\",\" \",\nIF(OR(Q11=\"?\",J18=\"?\"),\" \",\nIF(S22=\"?\",\"Zusatzinfo fehlt  (rot - nebenstehend)  -\nAuswahl dafür nach dem reinklicken !\",\" \")))","v":" "}]
[]
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[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\"),\" \",\"Hinweise zur Schufa\"))","v":" "},null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\"),\" \",\nIF(S22=\"?\",\"Antwort zum rot gefärbten Feld fehlt\",\n\"wenn Schufa-Score-Wert bekannt ist: über 98% = sehr gut, unter 90% kaum möglich.  Ideal: höher als 95%\")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"?\",0,\nIF(AND(AT171=\"ja\",BB24<>\" \"),1,0))","v":0},null,{"$f":"IF(BB16=\"Zuerst erforderlich:     bitte in das rot gefärbte Feld                               klicken, dann auf den grauen Pfeil (am rechten Rand)                                klicken und eine Auswahl treffen  (Menü)  !\",\n\"grauer Pfeil bildet, kann dieses\nProgramm auf Ihrem Rechner\nN I C H T      korrekt arbeiten.\",\" \")","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\",J26=\" \"),\" \",\"Info bzgl. niedrigem Score-Wert:\"))","v":" "},null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\"),\" \",\nIF(S22=\"?\",\"Antwort zum rot gefärbten Feld fehlt\",\"bei Schufa unter 90% - nur möglich bei nachvollziehbaren Gründen  UND  einem SEHR HOHEM Verdienst\")))","v":" "}]
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[]
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[]
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[]
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[]
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[]
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[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(OR(V47=\"?\",V47=\"im Ausland\"),\" \",\nIF(V47=\"zur Miete\",\"aktuelle Mietkosten - jetziger Wohnort\",\nIF(V47=\"bei den Eltern\",\"evtl. zu zahlende monatliche Miete\",\nIF(V47=\"sonstiges\",\"evtl. kurzes Stichwort zum Wohnort\",\" \"))))))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2,J43=AE43),\" \",\nIF(OR(AQ47=\"?\",AQ47=\"im Ausland\"),\" \",\nIF(AQ47=\"zur Miete\",\"aktuelle  Miete der jetzigen Wohng.\",\nIF(AQ47=\"bei den Eltern\",\"evtl. monatl. Mietkosten\",\" \")))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(BB51=\" \",0,\nIF(BB51=\"nur Hinweis: Wohnart ist wirklich kostenfrei ?\",0,1))","v":0},{"$f":"IF(BD51=\"nur Hinweis: Wohnart ist wirklich kostenfrei ?\",1,0)","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\",V47=\"im Ausland\",V47=\"sonstiges\"),\" \",\nIF(V47=\"?\",\"keine Wohnart aktuell angegeben\",\nIF(AND(V47=\"sonstiges\",J51=\"?\"),\"kein Stichwort zur Wohnart eingegeben\",\nIF(AND(V47=\"im Eigentum\",X51=0),\"nur Hinweis:  das Eigentum ist unbelastet !\",\nIF(AND(C51<>\" \",X51=0),\"nur Hinweis: Wohnart ist wirklich kostenfrei ?\",\" \")))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18<>2,AQ47=\"im Ausland\",AQ47=\"sonstiges\",J43=AE43),\" \",\nIF(AQ47=\"?\",\"keine Wohnart aktuell angegeben\",\nIF(AND(AQ47=\"im Eigentum\",AS51=0),\"nur Hinweis:  das Eigentum ist unbelastet !\",\nIF(AND(AE51<>\" \",X51=0,AS51=0),\"nur Hinweis: Wohnart ist wirklich kostenfrei ?\",\" \"))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB51=\" \",0,\nIF(BB51=\"nur Hinweis: Wohnart ist wirklich kostenfrei ?\",1,0))","v":0},null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(J18=2,AE19=\"ja\",J65=\"verheiratet\",J67=\"entfällt\"),\n\"Fehler:    lt. Fam.-Stand: verheiratet,\naber kein Güterstand angegeben !\",\nIF(AND(J18=2,AE19=\"ja\",J65=\"verheiratet - aber getrennt lebend\",J67=\"entfällt\"),\n\"Fehler:  lt. Fam.-Stand immer noch\nverheiratet, aber Güterstand fehlt !\",\nIF(AND(J18=2,AE19=\"nein\",J65=\"verheiratet\",J67<>\"Gütertrennung\"),\n\"Fehler:  nicht verheiratet angegeben,\naber laut Fam.-Stand: verheiratet\",\nIF(J18=1,\" \",\nIF(J65=\"ledig\",\n\"Fehler:  2 Erwachsene, aber bei\nFam.-Stand \"\"ledig\"\" eingetragen !\",\" \"))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"E-Mail-Adresse\"))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",J18<>2),\" \",\n\"E-Mail-Adr.\"))","v":" "},null,null,null,null,{"$f":"IF(II10013>II10012,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(OR(AE19=\"ja\",AV20=\"ja\"),J53,\"?\")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB53=\" \",0,1)","v":0},{"$f":"IF(BD53=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(OR(J53=0,J53=\" \",ISBLANK(J53),J53=\"?\"),\n\"bitte die E-Mail-Adresse eingeben !\",\" \"))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18<>2,),\" \",\nIF(AE19=\"ja\",\" \",\nIF(OR(AJ53=0,AJ53=\" \",ISBLANK(AJ53),AJ53=\"?\"),\n\"keine E-Mail-Adresse vorhanden ?\",\" \")))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"per Handy erreichbar unter\"))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\n\"per Handy erreichbar\"))","v":" "},null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB55=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(OR(J55=0,J55=\" \",ISBLANK(J55),J55=\"?\"),\n\"keine Handy-Nummer   -   ist das korrekt ?\",\" \"))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"per Festnetz erreichbar unter\"))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\n\"per F-Netz erreichbar\"))","v":" "},null,null,null,null,null,null,null,"?"]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"Anzahl mitziehende Kinder \"))","v":" "},null,null,null,null,null,null,"?"]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(OR(J59=\"?\",J59=0),\" \",\n\"Alter (unterhaltsberechtigte Kinder)\")))","v":" "},null,null,null,null,null,null,"?",null,null,"?",null,null,"?",null,null,"?",null,null,"?",null,null,{"$f":"IF(II10007>II10006,\"#########\",\nIF(J18=\"?\",0,\nIF(J59=0,0,\nIF(J59>5,0,\nIF(J59=5,1088,\nIF(J59=4,853,\nIF(J59=3,618,\nIF(J59=2,408,204))))))))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB61=\" \",0,1)","v":0},{"$f":"IF(BD61=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18=\"?\",J59=0,J65=\"?  -  bitte rechts auf den grauen Pfeil klicken\",J65=\"?\",J65=\" \"),\" \",\nIF(J59=\"?\",\"ohne Kinder ? - dann bitte eine 0 eingeben\",\nIF(AND(J59=1,J61=\"?\"),\n\"Leb.-Alter vom Kind fehlt\",\nIF(AND(J59=2,M61=\"?\"),\n\"Angabe Kindesalter fehlt / nicht vollständig\",\nIF(AND(J59=3,P61=\"?\"),\n\"Angabe Kindesalter fehlt / nicht vollständig\",\nIF(AND(J59=4,S61=\"?\"),\n\"Angabe Kindesalter fehlt / nicht vollständig\",\nIF(AND(J59=5,V61=\"?\"),\n\"Angabe Kindesalter fehlt / nicht vollständig\",\" \")))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\",J59=0,J59=\"?\"),\" \",\nIF(AND(J61<>\"?\",J61>25),\n\"Kind 1 über 25 Jahre alt  -  keine Kinder-\ngeldzahlung mehr - daher bitte löschen !\",\nIF(AND(J59>1,M61<>\"?\",M61>25),\n\"Kind 2 über 25 Jahre alt  -  keine Kinder-\ngeldzahlung mehr - daher bitte löschen !\",\nIF(AND(J59>2,P61<>\"?\",P61>25),\n\"Kind 3 über 25 Jahre alt  -  keine Kinder-\ngeldzahlung mehr - daher bitte löschen !\",\nIF(AND(J59>3,S61<>\"?\",S61>25),\n\"Kind 4 über 25 Jahre alt  -  keine Kinder-\ngeldzahlung mehr - daher bitte löschen !\",\nIF(AND(J59>4,V61<>\"?\",V61>25),\n\"Kind 5 über 25 Jahre alt  -  keine Kinder-\ngeldzahlung mehr - daher bitte löschen !\",\" \"))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(J18=2,AE19=\"ja\",J65=\"noch mit einer anderen Person verheiratet\"),\"Fehler - oben angegeben:  Mitantragst.\nist der Ehepartner, aber lt. Fam.-Stand nicht\",\nIF(J65=\"?  -  bitte rechts auf den grauen Pfeil klicken\",\"Fehler:  keine Angaben zum\nFamilienstand eingetragen\",\nIF(J18=2,\" \",\nIF(OR(J65=\"ledig\",J65=\"verheiratet - aber getrennt lebend\",J65=\"geschieden\",J67=\"Gütertrennung\",J65=\"nicht verh. - aber zusammen lebend\"),\" \",\n\"lt. Fam.-Stand = 1 Person, aber auch ver-\nheiratet bzw. zus. lebend angegeben !\")))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"Nationalität\"))","v":" "},null,null,null,null,null,null,"deutsch",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"deutsch"]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"Familienstand\"))","v":" "},null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(J18=1,\"(bei ledigen)\",\" \"))","v":" "},null,null,null,{"$f":"IF(J18=1,\"ledig\",\"?  -  bitte rechts auf den grauen Pfeil klicken\")","v":"?  -  bitte rechts auf den grauen Pfeil klicken"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(J65=\"nicht verh. - aber zusammen lebend\",\"ist ein Partner noch anderweitig verheiratet\",\" \")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,{"$f":"IF(BB65=\" \",0,1)","v":0},{"$f":"IF(BD65=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(BF45<>\" \",BF45,\nIF(BF29<>\" \",BF29,\nIF(BF52<>\" \",BF52,\nIF(BF61<>\" \",BF61,\nIF(C67=\" \",\" \",\nIF(AND(J18<>2,J67=\"?  -  Eingabe = grauer Pfeil\"),\"Fehler: keine Angaben zum\nGüterstand eingegeben\",\" \")))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\",V47=\"im Ausland\",V47=\"sonstiges\"),\" \",\nIF(AE63=\"deutsch\",\" \",\nIF(OR(ISBLANK(AE63),AE63=\"?\"),\" \",\n\"Nationalität: Einkommen muss hier versteuert\nwerden - evtl. Aufenth-Erlaubnis erforderlich.\")))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",J65=\"ledig\"),\" \",\nIF(OR(J65=\"verheiratet\",J65=\"verheiratet - aber getrennt lebend\",J65=\"noch mit einer anderen Person verheiratet\"),\"Güterstand\",\nIF(J18=1,\" \",\n\"Güterstand\"))))","v":" "},null,null,null,null,null,null,"?  -  Eingabe = grauer Pfeil",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Ende\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(J67=\"Gütertrennung\",\"Die Gütertrennung gilt seit dem:\",\" \")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AE67=\" \",\" \",\"tt.mm.jjjj\")","v":" "}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(T70=\"?\",\"kein Beschäftigungsverhältnis angegeben  -\ndas ist nicht darstellbar !\",\nIF(J63=\"deutsch\",\" \",\nIF(OR(ISBLANK(J63),J63=\"?\"),\"keine Nationalität angegeben. Bitte\ndiese Information noch angeben !\",\n\"Nationalität: Einkommen muss hier versteuert                                          werden - evtl. Aufenth-Erlaubnis erforderlich.\"))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",J18<>2,AN70=\"ohne\",AN70=\"Hausfrau\",AN70=\"Erziehungszeit-Elterngeld\"),\" \",\nIF(AN70=\"?\",\n\"fehlendes Beschäftigungsverhältnis. Eintrag\nauch bei Nichtbeschäftigung erforderlich !\",\nIF(AN70=\"sonstiges\",\" \",\nIF(OR(AR76=\" \",AR76=\"tt.mm.jjjj\"),\"Fehler:   kein Beginn-Datum eingegeben !\",\nIF(AR76>TODAY(),\"Das Datum: (Beschäftigungsbeginn)\nist unrealistisch - bitte korrigieren\",\nIF(AR76<TODAY()-18500,\"Beginn-Datum ist zu lange her\",\" \"))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"Einkommenssituation:\"))","v":" "},null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Beschäftigungsverhältnis\")","v":"Beschäftigungsverhältnis"},null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(J18<>2,\" \",\n\"Beschäftigungsverhältnis\"))","v":" "},null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB69=\"Info:  falls keine EU-Zugehörigkeit vorhanden ist,                                   ist eine dauerhafte Aufenthaltserlaubnis erforderl.\",0,\nIF(BB69=\" \",0,1))","v":0},{"$f":"IF(BD69=\" \",0,1)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB69=\"Info:  falls keine EU-Zugehörigkeit vorhanden ist,                                   ist eine dauerhafte Aufenthaltserlaubnis erforderl.\",1,0)","v":0},{"$f":"IF(BD69=\"Noch keine 3 Jahre selbständig.          Daher keine Aussage zur Mach-                           barkeit möglich. Einzelprüfung !\",1,0)","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AND(T70=\"selbständig\",AN70<>\"Arbeitnehmer/in\"),\" \",\nIF(OR(T70=\"Arbeitnehmer\",AN70=\"Arbeitnehmer/in\"),\"allgemeine Berufsbezeichnung\",\" \"))))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB72=\" \",0,1)","v":0},{"$f":"IF(BD72=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",T70=\"?\",T70=\"Rentner\"),\" \",\nIF(OR(J76=\" \",J76=\"tt.mm.jjjj\"),\"Fehler:   kein Beginn-Datum eingegeben !\",\nIF(J76>TODAY(),\"Das Datum: (Beschäftigungsbeginn)\nist unrealistisch - bitte korrigieren\",\nIF(J76<TODAY()-18500,\"Das Beginn-Datum ist zu lange her\",\nIF(AND(T70=\"selbständig\",J76<>\"tt.mm.jjjj\",TODAY()-J76<1100),\"sehr kurze Selbständigkeit - keine Bei-\nspielfinanzierung möglich  -  wir prüfen !\",\nIF(T70<>\"Arbeitnehmer\",\" \",\nIF(J74=\"?  -  bitte eingeben\",\"bitte noch die exakte\nBerufsbezeichnung eingenben\",\nIF(OR(J72=\" \",J72=\"?\"),\"Arb.-Nehmer:    Angaben zur aus-\ngeübten Berufsbezeichnung fehlen\",\" \"))))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",J18<>2,AN70=\"?\",AN70=\"ohne\",AN70=\"Hausfrau\",AN70=\"Rentner/in\",AN70=\"sonstiges\"),\" \",\nIF(OR(AN70=\"Erziehungszeit-Elterngeld\",AN70=\"selbständig\"),\" \",\nIF(OR(AE72=\" \",AE72=\"?\"),\"Arbeitnehmer -  Interessent 2 = Angaben\nzur allg. Beschäftigung fehlen\",\nIF(AND(AN70=\"Erziehungszeit-Elterngeld\",AR76<TODAY()),\"Fehler:  laut Enddatum für die Elterngeldzah-                             lung ist die Erziehungszeit bereits beendet !\",\nIF(AE74=\"?  -  bitte eingeben\",\"bitte noch die exakte\nBerufsbezeichnung eingeben\",\nIF(AR76=\"tt.mm.jjjj\",\"2. Person = Beschäftungsbeginn fehlt !\",\nIF(AND(AN70=\"selbständig\",AR76<>\"tt.mm.jjjj\",AR76<TODAY(),TODAY()-AR76<1100),\"sehr kurze Selbständigkeit - keine Bei-\nspielfinanzierung möglich  -  wir prüfen !\",\" \")))))))","v":" "},null,{"$f":"J18","v":"?"}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AND(T70=\"selbständig\",AN70<>\"Arbeitnehmer/in\"),\" \",\nIF(OR(T70=\"Arbeitnehmer\",AN70=\"Arbeitnehmer/in\"),\"genaue Berufsbezeichnung\",\" \"))))","v":" "},null,null,null,null,null,null,"?  -  bitte eingeben",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?  -  bitte eingeben"]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(T70=\"?\",\" \",\nIF(T70=\"Rentner\",\"Rentenbeginn  -  Rentner/in seit dem:\",\nIF(T70=\"Arbeitnehmer\",\"Beginn der Tätigkeit (ca.)\",\nIF(T70=\"selbständig\",\"Beginn der Selbständigkeit (ca.)\",\" \"))))))","v":" "},null,null,null,null,null,null,"tt.mm.jjjj",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(J18<>2,\" \",\nIF(AN70=\"Erziehungszeit-Elterngeld\",\"Ende der Elterngeldzahlung (ca. Wert)\",\nIF(OR(AN70=\"Arbeitnehmer/in\",AN70=\"sonstiges\"),\"Beginn der Tätigkeit   (ca.)\",\nIF(AN70=\"selbständig\",\"Beginn der Selbständigkeit   (ca.)\",\nIF(AN70=\"Rentner/in\",\"Rentenbeginn - Rentner/in seit dem:\",\" \"))))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,"tt.mm.jjjj",null,null,null,null,null,null,null,{"$f":"IF(BB76=\" \",0,\nIF(BB76<>\"Fehler:   selbständig tätig, aber                                                kein Einkommen vorhanden\",0,1))","v":0},{"$f":"IF(BD76=\"Einkommen aus Selbständigk. sehr                     gering - erkennt kaum eine Bank an\",0,\nIF(BD76=\" \",0,1))","v":0},{"$f":"IF(OR(AT171<>\"ja\",T70<>\"selbständig\"),\" \",\nIF(W87=0,\n\"Fehler:   selbständig tätig, aber                                                kein Einkommen vorhanden\",\nIF(AND(J79=\"freiberuflich\",W87<1100),\n\"Einkommen aus freiberuflicher Tätigkeit\nsehr gering - erkennt kaum eine Bank an !\",\nIF(W87>2200,\" \",\n\"Einkommen aus Selbständigk. sehr\ngering - erkennt kaum eine Bank an\"))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",J18<>2,),\" \",\nIF(AN70<>\"selbständig\",\" \",\nIF(AS87=0,\n\"selbständig tätig, aber kein\nEinkommen vorhanden\",\nIF(AS87<400,\n\"Einkommen aus Selbständigk. zu                     gering - erkennt kaum eine Bank an\",\nIF(AE79=\"freiberuflich\",\" \",\nIF(AS87>700,\" \",\n\"Einkommen aus Selbständigk. sehr                     gering - erkennt kaum eine Bank an\"))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB76=\" \",0,\nIF(BB76<>\"Fehler:   selbständig tätig, aber                                                kein Einkommen vorhanden\",1,0))","v":0},{"$f":"IF(BD76=\"Einkommen aus Selbständigk. sehr                     gering - erkennt kaum eine Bank an\",1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",T70=\"?\",J18=\"?\",Q11=\"?\",C20=\"?\"),\" \",\nIF(AND(J18=1,SUM(W83+W85+W87)=0),\n\"Fehler: kein Einkommen eingegeben\",\nIF(AND(J18=2,SUM(W83+W85+W87)+SUM(AR83+AR85+AS87)=0,AN70<>\"?\",AN70<>\"Hausfrau\",AN70<>\"ohne\"),\n\"Fehler: beide Personen ohne Einkommen !\",\nIF(AND(J18=2,SUM(W83+W85+W87)+SUM(AR83+AR85+AS87)<1500,AN70<>\"?\",AN70<>\"Hausfrau\",AN70<>\"ohne\"),\n\"Nicht möglich: Gesamteinkommen zu gering\nfür eine Finanzierung - bitte Eingaben prüfen !\",\nIF(OR(W83=0,T70=\"ohne\",T70=\"?\",T70=\"Rentner\"),\" \",\nIF(P112=\"? \",\"bitte noch auf das rot gefärbte Fragezeichen\nklicken und eine korrekte Antwort eingeben !\",\nIF(AND(J72=\"?\",SUM(W83+W87))>0,\" \",\n\"Fehler  -  Einkommen ist vorhanden, aber\nkeine Berufsbezeichnung eingegeben.\")))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AND(T70=\"?\",AN70=\"?\"),\" \",\nIF(AND(J18=1,T70<>\"selbständig\"),\" \",\nIF(AND(T70=\"selbständig\",AN70=\"selbständig\"),\"Art der Selbständigkeit\",\nIF(AND(T70=\"selbständig\",AN70<>\"selbständig\"),\"Art der Selbständigkeit\",\nIF(AND(J18=2,T70<>\"selbständig\",AN70=\"selbständig\"),\"Mitantr-St:  Art der Selbständigkeit\",\" \")))))))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB78=\" \",0,1)","v":0}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AND(T70=\"?\",AN70=\"?\"),\" \",\nIF(AND(T70<>\"selbständig\",AN70<>\"selbständig\"),\" \",\nIF(AND(T70=\"selbständig\",AN70=\"selbständig\"),\"ganz genaue Bezeichnung (z.B. Arzt)\",\nIF(AND(T70=\"selbständig\",AN70<>\"selbständig\"),\"ganz genaue Bezeichnung (z.B. Arzt)\",\nIF(AND(J18=2,T70<>\"selbständig\",AN70=\"selbständig\"),\"Mitantr-St:  Bezeichng. (z.B. Arzt)\",\" \")))))))","v":" "},null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB81=\" \",0,1)","v":0},{"$f":"IF(BD81=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AND(T70=\"?\",W83>0),\"Art der Tätigkeit = ? - aber Betrag  eingegeben\",\nIF(AND(T70=\"Rentner\",W83>0),\"Rentner mit unklarem Einkommen !\",\nIF(AND(T70=\"selbständig\",W83>0),\"Selbständig mit unklarem 2.  Einkommen !\",\nIF(OR(T70=\"?\",T70=\"Rentner\",T70=\"selbständig\"),\" \",\nIF(ISBLANK(G83),\"wieviel Monate ?  -  Anzahl Monate ist leer !\",\nIF(G83=14,\"Info: maximal anerkannt:  13 Monate\",\" \")))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18=\"?\",J18<>2),\" \",\nIF(AND(AN70=\"?\",AR83>0),\"Art der Tätigkeit = ? - aber Betrag  eingegeben\",\nIF(AND(AN70=\"ohne\",AR83>0),\"ohne Einkommen - aber Betrag vorhanden !\",\nIF(AND(AN70=\"Hausfrau\",AR83>0),\"Hausfrau  -  aber mit Einkommen ?\",\nIF(OR(AN70=\"?\",AN70=\"Rentner\",AN70=\"selbständig\"),\" \",\nIF(OR(AN70=\"ohne\",AN70=\"Hausfrau\"),\" \",\nIF(AND(AN70<>\"Erziehungszeit-Elterngeld\",ISBLANK(AJ83)),\"Mitantr-St. = Feld  \"\"Anzahl Monate\"\"  ist leer !\",\nIF(AJ83=14,\"Info: maximal anerkannt:  13 Monate\",\" \"))))))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(T70=\"Arbeitnehmer\",\"Anzahl Monate\",\" \")))","v":" "},null,null,null,12,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W83>0,\"monatlicher Nettoverdienst\",\nIF(T70=\"Arbeitnehmer\",\"monatlicher Nettoverdienst\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(J18<>2,\" \",\nIF(AN70=\"Erziehungszeit-Elterngeld\",\" \",\nIF(AN70=\"Arbeitnehmer/in\",\"Anz. Monate\",\nIF(AN70=\"sonstiges\",\"Anz. Monate\",\" \")))))","v":" "},null,null,null,null,12,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(J18<>2,\" \",\nIF(AN70=\"Erziehungszeit-Elterngeld\",\"Elterngeld\",\nIF(AR83>0,\"mtl. Netto\",\nIF(AN70=\"Arbeitnehmer/in\",\"mtl. Netto\",\nIF(AN70=\"sonstiges\",\"mtl. Netto\",\" \"))))))","v":" "},null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(BB83=\" \",0,\nIF(W83>8000,0,\nIF(AND(W113>0,SUM(J113*3.3)<W113),0,1)))","v":0},{"$f":"IF(BD83=\" \",0,\nIF(AR83>7000,0,1))","v":0},{"$f":"IF(OR(AT171<>\"ja\",T70<>\"Arbeitnehmer\"),\" \",\nIF(W83=0,\n\"Fehler:   beim Interessenten wurde kein\nmonatlicher Nettoverdienst angegeben\",\nIF(W83<1111,\n\"Nettoverdienst des Interessenten zu\ngering - keine Finanzierungsmöglichkeit\",\nIF(W83>8000,\n\"bitte prüfen  -  evtl. eine Fehleingabe:\ndas Einkommen ist sehr hoch.\",\" \"))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",J18<>2,AE79<>\"?\"),\" \",\nIF(AND(AN70=\"Erziehungszeit-Elterngeld\",AR83=0),\n\"Fehler: Erziehungszeit eingegeben,\naber ohne monatliches Elterngeld\",\nIF(AN70<>\"Arbeitnehmer/in\",\" \",\nIF(AR83=0,\n\"2. Person:  kein regelmässiger\n Nettoverdienst angegeben\",\nIF(AR83<150,\n\"Nettoverdienst so gering, dass\ndieser selten anerkannt wird.\",\nIF(AR83>7000,\n\"2. Person:  sicherlich Fehleingabe -\nEinkommen ist unüblich hoch.\",\" \"))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB83=\" \",0,\nIF(W83>8000,1,\nIF(AND(W113>0,SUM(J113*3.3)<W113),1,0)))","v":0},{"$f":"IF(BD83=\" \",0,\nIF(AR83>7000,1,0))","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W85>0,\"monatliche Rente  (nach Abzug für Krankenversicherung und Pflegegeld)\",\nIF(T70=\"Rentner\",\"monatliche Rente  (nach Abzug für Krankenversicherung und Pflegegeld)\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(J18<>2,\" \",\nIF(AR85>0,\"Rente (nach Abzug Kr-V. / Pfl.-Geld)\",\nIF(AN70=\"Rentner/in\",\"Rente (nach Abzug Kr-V. / Pfl.-Geld)\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(BB85=\" \",0,1)","v":0},{"$f":"IF(BD85=\" \",0,1)","v":0},{"$f":"IF(OR(AT171<>\"ja\",T70=\"?\",),\" \",\nIF(T70<>\"Rentner\",\" \",\nIF(W85=0,\"Rentner, aber die\nRentenhöhe ist null - korrekt ?\",\nIF(W85<333,\"Rentner, aber die Renten-\nhöhe ist sehr gering - korrekt ?\",\nIF(W85>3000,\"Rentner, aber die Renten-\nhöhe ist relativ hoch - korrekt ?\",\" \")))))","v":" "},null,{"$f":"IF(AND(AT171=\"ja\",J18=2,AN70<>\"?\",AS113>0),\n\"Hinweis: falls mehrere zugeteilte Bauspar-\nverträge - bitte eine kurze Info dazu an uns\",\nIF(OR(AT171<>\"ja\",J18<>2,AN70<>\"Rentner/in\"),\" \",\nIF(AR85=0,\n\"Rentner/in, aber die Renten-\nhöhe ist null - korrekt ?\",\nIF(AR85<222,\n\"Rentner/in, aber Rentenhöhe\nsehr gering - korrekt ?\",\nIF(AR85>2000,\n\"Rentner/in, aber Rentenhöhe\nrelativ hoch - korrekt ?\",\" \")))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W87>0,\"Einkommen aus Selbständigkeit: umgerechnet monatlich  (netto - ca. Wert)\",\nIF(T70=\"selbständig\",\"Einkommen aus Selbständigkeit: umgerechnet monatlich  (netto - ca. Wert)\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Progr. ist abgelaufen\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(AS87>0,\"Einnahmen mtl. netto umgerechnet - ca.\",\nIF(AN70<>\"selbständig\",\" \", \"Einnahmen mtl. netto umgerechnet - ca.\"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB90=\" \",0,\nIF(OR(BB90=\"Miete Einliegerwohnung ist null oder zu ge-                                  ring - akzeptiert werden minimal: 6 € je m²\",\nBB90=\"Hinweis: falls mehrere Bausparverträge                                        zugeteilt sind - bitte eine kurze Info an uns !\"),1,0))","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",T70=\"?\"),\" \",\nIF(AND(S22=\"genau: EFH mit Einl-Whg.\",W96<200),\"Miete Einliegerwohnung ist null oder zu gering -                              akzeptiert werden minimal 6 Euro je m²\",\nIF(J113=0,\" \",\nIF(W113>0,\"Hinweis: falls mehrere Bausparverträge                                        zugeteilt sind - bitte eine kurze Info an uns !\",\" \"))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB90=\" \",0,\nIF(OR(BB90=\"Miete Einliegerwohnung ist null oder zu ge-                                  ring - akzeptiert werden minimal: 6 € je m²\",\nBB90=\"Hinweis: falls mehrere Bausparverträge                                        zugeteilt sind - bitte eine kurze Info an uns !\"),0,1))","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W92>0,\"Zusatz-Einkommen - wofür ?\",\nIF(T70=\"?\",\" \",\"Zusatz-Einkommen - wofür ?\"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Progr. ist abgelaufen\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(AS92>0,\" 2. Pers. = Zus.-Einkommen - wofür ?\",\nIF(AN70=\"?\",\" \",\" 2. Pers. = Zus.-Einkommen - wofür ?\"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(ISBLANK(BB92),0,1)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",C20=\"?\",W92=0),\" \",\nIF(AND(W92>0,C92=\"Zusatz-Einkommen - wofür ?\"),\"Fehler: Text für Zusatz-Eink. - wofür ? = fehlt !\",\nIF(W92<100,\"Zus.-Einkommen zu gering - wird nicht anerk.\",\" \")))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18<>2,AS92=0),\" \",\nIF(AND(AS92>0,AE92=\" 2. Pers. = Zus.-Einkommen - wofür ?\"),\"Fehler: Text für Zusatz-Eink. 2. Person = fehlt !\",\nIF(AS92<100,\"2. Pers. - Zus.-Eink. zu gering, nicht anerkannt.\",\" \")))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"Mieteinnahmen aus bereits vorhandenen, vermieteten Immobilien\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W94>0,\n\"Miete - wofür\",\" \")))","v":" "},null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB93=\" \",0,1)","v":0},{"$f":"IF(BD93=\" \",0,1)","v":0}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\",T70=\"?\"),\" \",\nIF(S22=\"genau: EFH mit Einl-Whg.\",\"voraussichtliche Miete - für die Einliegerwohnung\",\nIF(S22=\"genau: ZFH\",\"ca. Mieteinnahme:  für den vermieteten Teil des ZFH\",\nIF(S22=\"genau: 3-Fam-Haus\",\"ca. Mieteinnahme:  für den vermieteten Teil vom 3-Fam-Haus\",\" \")))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W94>0,\n\"Fortsetzung\",\" \")))","v":" "},null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(C98=\" \",C100=\" \",AE98=\" \",AE100=\" \"),\" \",\nIF(AT171=\"ja\",\" \",\nIF(T70=\"?\",\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\n\"Info: wenn die Darlehenslaufzeit voraussicht-\nlich in die Rentenzeit hinein läuft, ist gesetz-\nlich geregelt, dass die späteren Renten-Ein-\nnahmen bereits jetzt zu berücksichtigen sind !\"))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W98<>0,\"falls bekannt:  voraussichtliche gesetzliche Rente\",\nIF(AA37<35,\"falls bekannt:  voraussichtliche gesetzliche Rente\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(AS98<>0,\"falls bekannt:  vorauss. gesetzl. Rente\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2,AN70=\"Rentner/in\"),\" \",\nIF(AV37<35,\"falls bekannt:  vorauss. gesetzl. Rente\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W100<>0,\"falls bekannt:  voraussichtliche private Rente\",\nIF(AA37<35,\"falls bekannt:  voraussichtliche private Rente\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(AS100>0,\"falls bekannt:  vorauss. private Rente\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2,AN70=\"Rentner/in\"),\" \",\nIF(AV37<35,\"falls bekannt:  vorauss. private Rente\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,null,{"$f":"IF(OR(J18=\"?\",Q11=\"?\",C20=\"?\"),\" \",\nIF(II10007>II10006,\"Programm nicht mehr gültig - siehe Text am Programmende im gleichfarbigen Feld\",\nIF(Q122<>\"?\",\"Angaben für eine erste unverbindliche Beispielberechnung   -   Seite 2\",\" \")))","v":" "}]
[]
[]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\nIF(W108>0,\"Summe Eigenkapital, welches für die Finanzierung vorgesehen ist\",\nIF(T70=\"?\",\" \",\"Summe Eigenkapital, welches für die Finanzierung vorgesehen ist\"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,"Eigenkapital - nur insgesamt zu betrachten.\nDabei ist es egal,  welcher Interessent das\nEigenkapital in die Finanzierung einbringt !"]
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[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"weiteres vorhandenes Eigenkapital, welches hier  NICHT  eingesetzt wird\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BD109=\"Kosten (priv. Krankenversicherung) werden                                             bankseits nicht beachtet. Betrag zu gering !\",0,\nIF(BD109=\" \",0,1))","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(J113<>0,J113<2000),\"Info:   Bausparguthaben zu gering und des-\nhalb für eine Baufinanzierung nicht nutzbar\",\nIF(AND(W113>0,W113<8000),\"Info:   Bausparsumme zu gering und des-\nhalb für eine Baufinanzierung nicht nutzbar\",\" \")))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"(Info:  zusätzlich vorhandenes Eigenkapital, auch wenn es nicht eingesetzt wird,\nverbessert die Wahrscheinlichkeit, ein Baudarlehen zu erhalten, erheblich !)\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB110=\" \",0,1)","v":0},{"$f":"IF(BD109=\"Kosten (priv. Krankenversicherung) werden                                             bankseits nicht beachtet. Betrag zu gering !\",1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB112=\" \",0,\nIF(BB112=\"Das Verhältnis: (Guthaben / Bausparsumme)                                                                      stimmt nicht - gibt es wirklich eine Zuteilung ?\",0,1))","v":0},{"$f":"IF(BD112=\" \",0,\nIF(BD112=\"Fehlerprüfung erforderlich: Bausparguthaben                                               ist gleich oder höher als die Vertragssumme\",1,0))","v":0},{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(J113>3000,W113=0),\"Bausparguthaben vorhanden - aber die Vertragssumme ist null - bitte korrigieren\",\nIF(AND(J113=0,W113<>0),\"Fehler:  zugeteilter Bausparvertrag vor-\nhanden - aber das Guthaben ist gleich null !\",\nIF(AND(W113>0,SUM(J113*3.3)<W113),\"Das Verhältnis: (Guthaben / Bausparsumme)                                                                      stimmt nicht - gibt es wirklich eine Zuteilung ?\",\nIF(AND(SUM(J113+W113)<>0,J113>=W113,J113>=3000),\"Fehlerprüfung erforderlich: Bausparguthaben                                               ist gleich oder höher als die Vertragssumme\",\" \")))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18<>2,BF112=\"null\"),\" \",\nIF(AS118>2222,\"bitte prüfen - die angegebene monatliche Kreditrate\nfür den vorhandene Immobilienkredit ist sehr hoch !\",\nIF(AND(AJ113>3000,AS113=0),\"Bausparguthaben vorhanden - aber die Vertragssumme ist null - bitte korrigieren\",\nIF(AND(AJ113=0,AS113<>0),\"Prüfung:  zugeteilter Bausparvertrag vor-\nhanden - aber das Guthaben ist gleich null ?\",\nIF(AND(AS113>0,SUM(AJ113*3.3)<AS113),\"Das Verhältnis: (Guthaben / Bausparsumme)\nstimmt nicht - gibt es wirklich eine Zuteilung ?\",\nIF(AND(SUM(AJ113+AS113)<>0,AJ113>=AS113,AJ113>=3000),\"Fehlerprüfung erforderlich: Bausparguthaben                                               ist gleich oder höher als die Vertragssumme\",\" \"))))))","v":" "},null,{"$f":"IF(AND(AJ113=0,AS113=0),\"null\",\"mehr\")","v":"null"}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"Guthaben in Bausparverträgen\"))","v":" "},null,null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W113>0,\" Vertragssumme \",\nIF(T70=\"?\",\" \",\nIF(AND(J113=0,W113=0),\" \",\" Vertragssumme \")))))","v":" "},0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Progr. ist abgelaufen\",\nIF(J18<>2,\" \",\"Guth.Bausp-V\"))","v":" "},null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Progr. ist abgelaufen\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(AS113>0,\"V-Summe\",\nIF(OR(AN70=\"?\",AJ113=0),\" \",\n\"V-Summe\"))))","v":" "},0,null,null,null,null,null,null,{"$f":"IF(BB112=\" \",0,\nIF(BB112=\"Das Verhältnis: (Guthaben / Bausparsumme)                                                                      stimmt nicht - gibt es wirklich eine Zuteilung ?\",1,0))","v":0},{"$f":"IF(BD112=\"Fehlerprüfung erforderlich: Bausparguthaben                                               ist gleich oder höher als die Vertragssumme\",0,\nIF(BD112=\" \",0,1))","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\",I120=\"?\"),\" \",\nIF(AND(I120>0,W120=0),\"Fehler:  es besteht noch ein Ratenkredit,\naber die angegebene Restschuld ist null\",\nIF(AND(I120>0,W120<I120),\"Fehler:  die monatl. Rate für den Raten-\nkredit ist geringer als die Restschuld\",\nIF(AND(W116=0,T70=\"selbständig\"),\"Fehler:  keine private Kranken-\nversicherung, aber selbständig.\",\nIF(I120>1000,\"Ratenkredit evtl. zu hoch, um zusätzlich auch\nnoch einen Baukredit erhalten zu können !\",\nIF(W116=0,\" \",\nIF(W116>800,\"Kosten der priv. Kr.-Versicherung\nsehr hoch - bitte Rücksprache mit uns !\",\nIF(W116<50,\"Kosten (priv. Krankenversicherung) werden                                             bankseits nicht beachtet. Betrag zu gering !\",\" \"))))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Ausgabensituation - monatlich\")","v":"Ausgabensituation - monatlich"},null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"private Krankenversicherung\")","v":"private Krankenversicherung"},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(J18<>2,T70=\"?\",AN70=\"?\",AN70=\"ohne\",AN70=\"Hausfrau\"),\" \",\n\"private Krankenversicherung\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(BB115=\"mtl. Kosten der priv. Kr.-Versg.                           sehr gering  -  bitte prüfen !\",0,\nIF(BB115=\"Kosten (priv. Krankenversicherung) werden                                             bankseits nicht beachtet. Betrag zu gering !\",0,\nIF(BB115<>\" \",1,\nIF(W116<50,0,\nIF(BB115=\" \",0,1)))))","v":0},{"$f":"IF(BD116=\" \",0,1)","v":0},null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18<>2,C20=\"?\"),\" \",\nIF(AND(AK120>0,AR120=0),\"Fehler:  es besteht noch ein Ratenkredit,\naber die angegebene Restschuld ist null\",\nIF(AND(AK120>0,AR120<AK120),\"Fehler:  die monatl. Rate für den Raten-\nkredit ist geringer als die Restschuld\",\" \")))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB115=\"mtl. Kosten der priv. Kr.-Versg.                           sehr gering  -  bitte prüfen !\",1,\nIF(BB115=\"Kosten (priv. Krankenversicherung) werden                                             bankseits nicht beachtet. Betrag zu gering !\",1,\nIF(AND(W116<>0,W116<50),1,0)))","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"monatl. Kosten für noch aktuell vorhandene IMMOBILIEN- Kredite\")","v":"monatl. Kosten für noch aktuell vorhandene IMMOBILIEN- Kredite"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(J18<>2,C118=\" \"),\" \",\n\"monatl. Kosten - aktueller Immob.-Kredit\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(BB118=\"Eingabe \"\"andere Situation\"\"  -  Auswertung                                             daher erst nach einem Telefonat möglich !\",1,\nIF(BB118=\"monatliche Pacht vorhanden, aber noch                                      unklar, ob Pachtgrundstück.  Ja oder nein ?\",1,\nIF(BB118=\"bitte noch eingeben, ob es sich um ein                                                  Pachtgrundstück handelt  -  oder nicht !\",1,0)))","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",C20=\"?\"),\" \",\nIF(AND(W128>0,W128<5000,K126<>\"ja\",K128=\"ja\"),\"Verkehrswert - eigenes Grundstück\nist zu gering - wird nicht bewertet !\",\nIF(AND(E126<>\" \",K126=\"?\",W126>0),\"monatliche Pacht vorhanden, aber noch                                      unklar, ob Pachtgrundstück.  Ja oder nein ?\",\nIF(K126=\"?\",\"bitte noch eingeben, ob es sich um ein                                                  Pachtgrundstück handelt  -  oder nicht !\",\nIF(K126=\"nein\",\" \",\nIF(AND(K126=\"ja\",W126>0,W126<40),\"bitte prüfen:  Pachtgrundstück, aber die\nmonatliche Pacht ist sehr gering\",\" \"))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB118=\"Eingabe \"\"andere Situation\"\"  -  Auswertung                                             daher erst nach einem Telefonat möglich !\",0,\nIF(BB118=\"monatliche Pacht vorhanden, aber noch                                      unklar, ob Pachtgrundstück.  Ja oder nein ?\",0,\nIF(BB118=\"bitte noch eingeben, ob es sich um ein                                                  Pachtgrundstück handelt  -  oder nicht !\",0,\nIF(BB118=\" \",0,1))))","v":0},null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",C20=\"?\",J18<>2,BF112=\"null\"),\" \",\nIF(AND(AJ113<>0,AJ113<2000),\"Info:   Bausparguthaben zu gering und des-\nhalb für eine Baufinanzierung nicht nutzbar\",\nIF(AND(AS113>0,AS113<8000),\"Info:   Bausparsumme zu gering und des-\nhalb für eine Baufinanzierung nicht nutzbar\",\" \")))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"monatl. Raten für Privatkredite\")","v":"monatl. Raten für Privatkredite"},null,null,null,null,null,0,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(W120>0,\"Restbetrag\",\nIF(I120=0,\" \",\n\"Restbetrag\"))))","v":" "},null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(J18<>2,\" \",\n\"mtl. Kreditrate\"))","v":" "},null,null,null,null,null,0,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\nIF(OR(AR120>0,AK120>0),\"Rest  \",\" \")))","v":" "},0,null,null,null,null,null,null,null,{"$f":"IF(BB120=\" \",0,1)","v":0},{"$f":"IF(BD119=\" \",0,1)","v":0},{"$f":"IF(AND(S20=\"Neubau\",K128<>\"ja\",R134>0,I136>0,AU134=\"?\"),\n\"Antwort zur Frage bzgl. der Identität zwischen                                                         der Hausbaufirma und dem Grundstücks-                                                                verkäufer fehlt     -      bitte noch eingeben !\",\nIF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(K126=\"nein\",W126>0),\"monatliche Pacht vorhanden,\naber Pachtgrundstück = nein eingegeben !\",\" \")))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"monatl. Kosten - Leasingraten\")","v":"monatl. Kosten - Leasingraten"},null,null,null,null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Unterhaltszahlung   \")","v":"Unterhaltszahlung   "},0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(J18<>2,C118=\" \"),\" \",\n\"Leasingraten\"))","v":" "},null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18<>2),\" \",\"Unterhalt  \"))","v":" "},0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\"),\" \",\nIF(AR130=\"?\",\"fehlende Antwort bzgl. KFW-Programm 124\n-gewünscht oder nicht ? - Evtl. \"\"ohne\"\"  ?\",\nIF(AR132=\"?\",\"fehlende Antwort bzgl. KFW-Programm 153\n(energie-effizient bauen).  Evtl. \"\"ohne\"\"  ?\",\nIF(AND(W128>0,AR128>0,AR128>W128),\n\"Fehler:  die Restschuld für das Baugrund-\nstück ist größer als der Verkehrswert\",\nIF(BA1<1,\"Progr. ist ungültig - bitte neu anfordern !\",\nIF(BA1<5,\"Progr. in wenigen Tagen ungültig !\",\nIF(BA1<25,\"Progr. in Kürze ungültig - neu anzufordern !\",\nIF(BA1<45,\"Progr. in einigen Wochen ungültig !\",\" \"))))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB123=\" \",0,1)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K126=\"ja\",W126=0),1,0)","v":0},null,{"$f":"IF(OR(E126=\" \",AT171<>\"ja\"),\" \",\nIF(AND(W128>0,AR128>0,K128=\"ja\"),\n\"Fehler:  Grundstück vorhanden und\nes soll auch eins angekauft werden !\",\nIF(AND(K126=\"ja\",W126=0),\"Prüfung erforderlich:  es ist ein Pachtgrund-\nstück, aber es wurde keine monatliche Pacht\nangegeben. Dies ist nur dann richtig, wenn\ndie volle Pacht bereits vorab gezahlt wurde !\",\nIF(AND(K126<>\"ja\",K128<>\"ja\",W128=0,AE128<>\" \",AR128<1000),\"Fehler ? - Grundstückskaufpreis= null oder zu\ngering.  Korrektur bzw. Rücksprache erford.\",\nIF(AND(K126=\"nein\",K128=\"ja\",W128=0,AR128=0),\"Fehler:  weder ein Verkehrswert\nfür ein eigenes noch ein Kaufpreis\nfür ein Kaufgrundstück eingegeben !\",\" \")))))","v":" "}]
[null,"Hausbau als eigener Bauherr",{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"Objekt:\"))","v":" "},null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Pachtgrundstück\")","v":"Pachtgrundstück"},null,null,null,null,null,"?",null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(K126=\"ja\",W126>0),\"monatliche Pacht\",\" \"))","v":" "},null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Grundstücksfläche (gesamt) in m²\")","v":"Grundstücksfläche (gesamt) in m²"},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(BB125=\" \",0,\nIF(AND(K126=\"ja\",W126=0),0,\nIF(BB125=\"Objektalter kann problematisch                                          sein  -  wir prüfen  -  nur Hinweis !\",0,1)))","v":0}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(K126=\"ja\",\"Grunderwerbsteuerberechnung Pacht:\",\nIF(K126=\"ja\",\" \",\nIF(S20=\"Bestandsobjekt\",\" \",\n\"ein eigenes Grundstück vorhanden ?\"))))","v":"ein eigenes Grundstück vorhanden ?"},null,null,null,null,null,null,null,"nein",null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(K126=\"ja\",\"erfolgt automatisch !\",\nIF(K128=\"ja\",\"Verkehrswert (ca.)\",\nIF(OR(J18=\"?\",K126=\"ja\",K128<>\"ja\"),\" \",\n\"Verkehrswert (ca.)\"))))","v":" "},null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(K128=\"?\",\" \",\nIF(K126=\"ja\",\"zusätzliche Erschließungskosten ?\",\nIF(K128=\"ja\",\"Höhe der evtl. noch vorh. Restschuld\",\n\"Kaufpreis - Baugrundstück (ca.)\"))))","v":"Kaufpreis - Baugrundstück (ca.)"},null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(BB125=\"Objektalter kann problematisch                                          sein  -  wir prüfen  -  nur Hinweis !\",1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB129=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",S22=\"?\",S22=\"?\",S22=\"genau: EFH\",S22=\"sonstiges\"),\" \",\nIF(AND(S22=\"genau: EFH mit Einl-Whg.\",AS136>0),\" \",\nIF(AND(S22=\"genau: 3-Fam-Haus\",AS136>0),\" \",\nIF(AND(S22=\"genau: ZFH\",AS136>0),\" \",\nIF(AND(S22=\"genau: 2 EFH\",AS136>0),\" \",\nIF(O136=\" \",\" \",\nIF(OR(AD41=\"?\",AS136=0),\"Fehler - Anteil vermietbare Wohnfläche fehlt\",\" \")))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Objektadresse:   Postleitzahl / Ort\")","v":"Objektadresse:   Postleitzahl / Ort"},null,null,null,null,null,null,"?",null,null,null,{"$f":"IF(C20=\"?\",\" \",\"./\")","v":"./"},"?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"KFW124 für Eigennutzer geplant?\")","v":"KFW124 für Eigennutzer geplant?"},null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,{"$f":"IF(BB130=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(AR126<100,\n\"Grundstücksfläche ist null \noder sehr gering - bitte prüfen !\",\nIF(AR126>5000,\"Fläche zu hoch - bankseits nicht voll anre-\nchenbar oder Korrektur bei falscher Eingabe!\",\nIF(AR126>1500,\"Baulandfläche relativ hoch - ist aber \nmöglich ! Bittte prüfen, ggf. Korrektur\",\" \"))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"Strasse\")","v":"Strasse"},null,"?",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"Bundesland \"))","v":" "},"?",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\n\"KFW153 - welches ist geplant ?\")","v":"KFW153 - welches ist geplant ?"},null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,{"$f":"IF(BB132=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\"),\" \",\nIF(I136>270,\"Hinweis:  geplante Gesamtwohnfläche ist\nrelativ hoch - eingeschränkte Bankauswahl !\",\nIF(AND(I136<>0,I136<45),\"Info:  angegebene Wohnfläche ist für sehr\nviele Banken zu gering - Eingabe korrekt ?\",\nIF(AND(I136<>0,I136<50,S22=\"genau: EFH\"),\"Info:  Wohnfläche vom geplanten Haus\nist zu gering  -  nicht beleihungsfähig  !\",\nIF(AND(I136<>0,I136<80,S22=\"genau: EFH\"),\"Hinweis:  Wohnfläche des geplanten\nHauses ist sehr gering  -  korrekt ?\",\nIF(AND(I136>50,I136<130,S22=\"genau: ZFH\"),\"Hinweis:  Wohnfläche für ZFH\nnull oder sehr gering  -  korrekt ?\",\" \"))))))","v":" "}]
[]
[null,null,{"$f":"IF(S20=\"Bestandsobjekt\",\"Objekt - Kaufpreis\",\nIF(S22=\"genau: 2 EFH\",\"Gesamtkaufpreis  -  für beide Häuser\",\nIF(S22=\"genau: EFH\",\"Kaufpreis  NUR  das Haus   (OHNE  jede Nebenkosten)\",\nIF(R134>0,\"Objekt - Kaufpreis/e\",\"Kaufpreis\"))))","v":"Kaufpreis"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,null,{"$f":"IF(OR(S20=\"Bestandsobjekt\",K128=\"ja\"),\" \",\n\"Sind der Grundstücks- und der Hausverkäufer identisch ?\")","v":"Sind der Grundstücks- und der Hausverkäufer identisch ?"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,{"$f":"IF(BB134=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",S22=\"?\",S22=\"genau: DHH\",S22=\"genau: EFH\",S22=\"keine\"),\" \",\nIF(OR(R134=\"?\",R134=0),\"ohne Kaufpreisangabe keine Berechnung\nmöglich. Bei unbekannt:  Wunschbetrag !\",\nIF(R134<50000,\"Kaufpreis für eine Hypothek zu gering !\",\nIF(AND(O136=\" \",I136=0),\"Fehler (braunes Feld)  -  Wohnfläche ist null !\",\nIF(AND(ISBLANK(O136),I136<130,S22=\"genau: EFH mit Einl-Whg.\"),\"Fehler:  die Wohnfläche für ein Haus\nmit einer Einliegerwohnung ist zu gering.\",\nIF(AND(O136=\" \",S22=\"genau: EFH mit Einl-Whg.\",AS136>90),\"Fehler:  zuviel Wohnfläche für eine Einlie-\ngerwohnung. Evtl. ein Zweifamilienhaus ?\",\nIF(AND(O136=\" \",AE136<>\" \",AS136=\"?\"),\"Fehler: Angabe zu den vermietbaren m² fehlt\",\n\"bitte separat per E-Mail erwähnen, falls das                                  Objekt (evtl. teilweise) als Kapitalanlage dient !\")))))))","v":" "},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(AND(AR130=\"ja\",Z136=\"ja\"),\n\"FREMD-Vermietung und KFW-Programm 124\ngeplant - jedoch nur für Eigennutzer möglich !\",\nIF(AND(U138<>0%,AH138<>0),\n\"Fehler: Maklerprovision  =  Proz-Satz\nund auch ein Festwert eingegeben !\",\" \")))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BD134=\" \",0,1)","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(S22=\"genau: EFH mit Einl-Whg.\",\"Gesamtwohnfläche vom Haus\",\nIF(S22=\"genau: 3-Fam-Haus\",\"Gesamtwohnfl. - 3 Fam-H.\",\nIF(S22=\"genau: ZFH\",\"Gesamtwohnfläche  -  ZFH\",\"Wohnfläche in m²\"))))","v":"Wohnfläche in m²"},null,null,null,null,null,0,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",S22=\"keine\"),\" \",\nIF(S22=\"genau: EFH mit Einl-Whg.\",\"ist eine Vermietung geplant ?\",\nIF(S20=\"Bestandsobjekt\",\"ist eine Vermietung geplant ?\",\nIF(OR(S22=\"genau: ZFH\",S22=\"genau: 3-Fam-Haus\",S22=\"genau: 2 EFH\"),\"Teilvermietung geplant ?\",\" \")))))","v":" "},null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,{"$f":"IF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(S22=\"genau: EFH mit Einl-Whg.\",\"Einliegerwohnung:  Anzahl der m²\",\nIF(OR(S22=\"genau: ZFH\",S22=\"genau: 2 EFH\",S22=\"genau: 3-Fam-Haus\",Z136=\"ja\",AS136>0),\"vermieteter Anteil:  Anzahl der m²\",\" \")))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,{"$f":"IF(BB136=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",AE136=\" \"),\" \",\nIF(I136=0,\"Fehler:  keine m² für die\nHauptwohnung eingegeben\",\nIF(I136<45,\"Fehler:  zu wenig m² für die\nHauptwohnung eingegeben\",\nIF(AND(AS136=0,AE136<>\" \"),\"Fehler - Anzahl der Quadratmeter der\nweiteren Immobilie darf nicht null sein !\",\nIF(AND(AS136<25,AE136<>\" \"),\"Zweitwohnung null oder sehr klein  -  nur\n\"&AS136&\" m².  Sehr geringe Bankauswahl\",\nIF(AND(AS136<>\"?\",I136<=AS136),\"Fehler:  Gesamtfläche gleich oder\nkleiner als Zweitwohnung\",\nIF(AS136>45,\" \",\n\"Zweit-Wohnung nur  \"&AS136&\" m² groß. Unter\n45 m² = sehr geringe Bankenauswahl !\")))))))","v":" "}]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(AND(W128>0,AR128=0),\" \",\nIF(K128=\"ja\",\" \",\nIF(OR(AR128=0,R134=0),\" \",\n\"fallen Maklergebühren an ?\"))))","v":" "},null,null,null,null,null,"?",null,null,null,{"$f":"IF(OR(C138=\" \",I138=\"?\",I138=\"nein\"),\" \",\nIF(K126=\"ja\",\"        Pachtgrundstück\",\n\"entweder Proz.-Satz\"))","v":" "},null,null,null,null,null,null,null,0,null,null,{"$f":"IF(OR(C138=\" \",I138=\"?\",I138=\"nein\"),\" \",\nIF(K126=\"ja\",\"nur Festbetrag möglich !\",\n\"  oder folgender Festbetrag\"))","v":" "},null,null,null,null,null,null,null,null,null,0,null,null,null,null,{"$f":"IF(OR(C138=\" \",I138=\"?\",I138=\"nein\"),\" \",\nIF(K126=\"ja\",\" \",\n\"errechn. Prov:\"))","v":" "},null,null,null,null,null,{"$f":"IF(S20=\"Bestandsobjekt\",R134*U138,\nIF(OR(J18=\"?\",I138<>\"ja\"),0,\nIF(AH138>0,AH138,\nIF(OR(U138=\"?\",U138=\"ohne\"),0,\nAR128*U138))))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(R132=\"?\",\"Fehler:  kein Bundesland eingegeben -\nwichtig für die Grunderwerbsteuer !\",\nIF(C138=\" \",\" \",\nIF(I138=\"?\",\"Die Frage bzgl. eventueller Makler-\ngebühren wurde nicht beantwortet !\",\nIF(AS138>0,\" \",\nIF(I138=\"nein\",\" \",\nIF(AND(I138=\"ja\",AE128=\"Kaufpreis - Baugrundstück (ca.)\",AR128=0),\n\"Maklergebühr = ja, aber der Basiswert\ndafür  (der Grundstückskaufpreis)  fehlt !\",\n\"Maklergebühr fällt an, aber kein \nWert eingegeben oder errechnet !\")))))))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\",T70=\"?\"),\" \",\n\"wichtiger Hinweis:  die voraussichtlichen  BAUNEBENKOSTEN  aller Art errechnet das Programm.\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB139=\" \",0,1)","v":0},{"$f":"IF(BB139=\"Die vermietete Wohnfläche ist null                            oder unüblich gering  -  bitte prüfen !\",1,0)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\"),\" \",\nIF(OR(I136=\"?\",I136=0),\"Fehler:   es wurde keine Wohnfläche\nangegeben. Wenn unbekannt: bitte schätzen !\",\nIF(OR(S22=\"genau: DHH\",S22=\"genau: EFH\",S22=\"sonstiges\"),\" \",\nIF(O136=\" \",\" \",\nIF(OR(AS136=\"?\",AS136=0),\"Fehler:   es wurde keine Wohnfläche\nfür die Zweitwohnung angegeben.\nWenn unbekannt: bitte schätzen !\",\nIF(AND(BD129=\" \",SUM(I136-AS136)<0),\n\"Fehler:  Anzahl m² der Zweit- oder\nDrittwohnung ist zu gering !\",\nIF(AND(BD129=\" \",SUM(I136-AS136)<28),\n\"Zweit- / Drittwohnung mit nur \"&I136-AS136&\" m²,\ndas erkennt gar keine Bank an  !\",\" \")))))))","v":" "}]
[]
[null,null,"Wichtig:  Ihre Prioritäten",null,null,null,null,null,null,null,null,null,null,"(ohne Beantwortung dieser Fragen ist keine sinnvolle Berechnung möglich)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB142=\" \",0,1)","v":0}]
[]
[null,null,"Die monatl. Kosten sollen möglichst niedrig sein",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,"Bitte die\nroten\nKästchen\nmit einer\nder lila\nNummern\n\n(Auswahl\nlinks)\n\nfüllen !",null,null,null,null,null,null,null,"1 =",null,"absolut wichtig"]
[null,null,"(Info:  in solchen Fällen verlängert sich die Gesamtlaufzeit)"]
[]
[null,null,"Die monatlichen Kosten können auch höher sein",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,"2 =",null,"sehr wichtig"]
[null,null,"(Info:  in solchen Fällen verkürzt sich die Gesamtlaufzeit)"]
[]
[null,null,"sind jährliche Sondertilgungen mit einzuplanen ?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,"3 =",null,"wichtig oder ziemlich wichtig",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB152=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(U146=\"?\",\n\"Ist eine möglichst geringe Rate geplant ?\nbitte eingeben - siehe rotes Feld !\",\nIF(U149=\"?\",\n\"Ist eine höhere Rate geplant?  -  bitte\neingeben  -  siehe rotes Feld !\",\nIF(U152=\"?\",\n\"Fehler: Info zur jährlichen Sondertilgung fehlt.\nIst diese einzuplanen ? - siehe rotes Feld !\",\nIF(U155=\"?\",\n\"Fehler:  keine Info zur möglichen Tilgung.\nSoll diese änderbar sein ? - siehe rotes Feld !\",\nIF(U158=\"?\",\n\"Fehler:  Info zur evtl. annuitätischen Tilgung\nfehlt. Zu berücksichtigen ? - siehe rotes Feld !\",\nIF(U161=\"?\",\n\"Tilg.-Aussetzg. (Verringerung des Restrisikos\nzur Umschuldungszeit - siehe rotes Feld !\",\" \")))))))","v":" "}]
[null,null,"(nach Vollauszahlung möglich - Verkürzung der Gesamtlaufzeit)"]
[]
[null,null,"Die Tilgungshöhe soll mehrfach änderbar sein",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,"4 =",null,"unklar - evtl. noch zu klären"]
[null,null,"(sinnvoll bei Elternteilzeit - oder bei späterem Mehrverdienst)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(OR(U152=\"?\",U155=\"?\",U158=\"?\",U161=\"?\",U146=\"?\",U149=\"?\"),\" \",\nIF(N165=\"?\",\n\"welche Gesamt-Maximal-Laufzeit planen Sie ?\n(Beispiele: 25, 30, 35 Jahre)\n\nsiehe gelbes Feld !\",\nIF(AC165=\"?\",\n\"welche gewünschte Zinsbindung planen Sie ?\n(Beispiele: 10, 15, 20 Jahre)\n\nsiehe gelbes Feld !\",\nIF(AU165=\"?\",\n\"welche Tilgungshöhe planen Sie ?\n(Beispiele: 2%, 2,5%, 3%)\n\nsiehe gelbes Feld !\",\nIF(AND(C167<>\" \",O167=\"?\"),\n\"Privatkredit/e - Umschuldung geplant ?\n(hier fehlt noch eine Antwort)\n\nsiehe gelbes Feld !\",\nIF(AD167=\"?\",\n\"welche maximale monatl. Rate planen Sie ?\n(Beispiele: 900 €, 1.200 €)\n\nsiehe gelbes Feld !\",\nIF(AV167=\"?\",\n\"wieviel Monate soll die\nbereitstellungsfreie Zeit sein ?\nInfo:  ideal = 12 Monate !\nsiehe gelbes Feld !\",\n\"Hinweis zu den Prioritäten  !\n\nKEINE  Bank bietet alle ankreuzbaren\nKombinationen an. Deshalb ist fast\nimmer eine Prüfung erforderlich.\nWeitere Infos mit der Auswertung.\"))))))))","v":" "}]
[null,null,"Es ist nur eine annuitätische Tilgung vorgesehen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,"5 =",null,"nicht so wichtig oder unwichtig"]
[null,null,"(bei geringer Tilgungshöhe: Restrisiko zum Ende beachten !)"]
[]
[null,null,"Tilgungsaussetzung möglich oder auch zu prüfen",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,null,null,null,null,null,"6 =",null,"auf keinen Fall geplant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AND(AD167=\"?\",ISBLANK(AU165)),\"Nichts errechenbar: weder eine Wunschrate\nnoch eine Tilgungshöhe eigegeben !\",\nIF(AND(AD167=\" \",ISBLANK(AU165)),\"Nichts errechenbar: weder eine Wunschrate\nnoch eine Tilgungshöhe eigegeben !\",\nIF(AND(AD167=0,ISBLANK(AU165)),\"Nichts errechenbar: weder eine Wunschrate\nnoch eine Tilgungshöhe eigegeben !\",\nIF(AND(AD167=0%,AU165=0%),\"Nichts errechenbar: weder eine Wunschrate\nnoch eine Tilgungshöhe eigegeben !\",\nIF(AD167=\"?\",\"keine monatliche Kreditrate eingegeben !\",\nIF(AU165=\"?\",\"keine Wunschtilgung eingegeben !\",\" \")))))))","v":" "}]
[null,null,"(Restrisiko verringern - wichtig bei Wunsch nach niedriger Rate)"]
[]
[]
[null,null,"geplante  Gesamt - Laufzeit  (ungefähr)",null,null,null,null,null,null,null,null,null,null,"?",null,null,null,"geplante Zinsbindungszeit",null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,"geplante Tilgunghöhe in %",null,null,null,null,null,null,null,null,null,null,null,null,"?"]
[]
[null,null,{"$f":"IF(SUM(W108+J113+AJ113+W128)<SUM(W120+AR120)+20000,\" \",\nIF(SUM(I120+AK120)=0,\" \",\"bzgl. Privatkredit/e - Umschuldung gewünscht ?\"))","v":" "},null,null,null,null,null,null,null,null,null,null,null,"?",null,null,"geplante monatliche Kreditrate",null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,"bereitstellungsfreie Zeit in Monaten",null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,{"$f":"IF(BB167=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(BD161<>\" \",BD161,\nIF(AND(AD167>0,ISBLANK(AU165)),\" \",\nIF(ISBLANK(AU165),\" \",\nIF(AC165=\"?\",\"fehlende Auswahl zur Zinsbindung\n(gelbes Feld)  -  bitte noch eingeben !\",\nIF(AND(AD167>0,AD167<400),\"die eingegebene geplante monatliche\nKreditrate ist ungewöhnlich gering !\",\nIF(AND(AU165>0%,AU165<1%),\"Tilgungshöhe evtl. zu gering. Bitte prüfen !\",\nIF(AND(AU165>0.99%,AU165<2%),\n\"Info: eingegebene Tilgungshöhe ist möglich -\nwird aber nur von wenigen Banken angeboten !\",\" \"))))))))","v":" "}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(J18=\"?\",Q11=\"?\",C20=\"?\",S20=\"?\"),\" \",\nIF(AND(R134>0,AT171=\"nein\",Q11<>\"?\",C20<>\"?\",J18<>\"?\"),\"Bitte \"\"ja\"\" eingeben. Sonst können die\neingegebenen Daten nicht auf Logik\nund Vollständigkeit geprüft werden !\",\nIF(AND(R134>0,AT171<>\"ja\",Q11<>\"?\",C20<>\"?\",J18<>\"?\"),\"nur bei  \"\"ja\"\"  werden alle Eingaben auf\nLogik und Vollständigkeit geprüft  -\ndies ist auch unbedingt erforderlich !\",\nIF(AT171<>\"ja\",\" \",\nIF(AND(C138=\" \",I138<>\"ja\"),\" \",\nIF(AND(K126<>\"ja\",U138>0%,AH138>0),\n\"Maklergebühren falsch:  Prozent-\nsatz und Festbetrag  -   geht nicht\",\" \"))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB169=\" \",0,\nIF(BB169=\"Wohnfläche sehr wahrscheinl. zu                           hoch - bitte prüfen, ggf. Korrektur\",0,1))","v":0}]
[null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(Q11=\"?\",J18=\"?\"),\" \",\nIF(C124<>\" \",\"Fehlende Objektangaben. Hierfür bitte die vorstehenden rot/gelben Felder beachten !\",\nIF(AT171<>\"ja\",\"wurden jetzt alle Daten vollständig eingegeben ?\",\"\"\"ja\"\"  eingegeben !  -  Eingabe-Prüfung ist erfolgt  !\"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,{"$f":"IF(BB169=\"Wohnfläche sehr wahrscheinl. zu                           hoch - bitte prüfen, ggf. Korrektur\",1,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(BB172=\" \",0,1)","v":0},null,{"$f":"IF(OR(AT171<>\"ja\",Q11=\"?\",J18=\"?\",C20=\"?\"),\" \",\nIF(AC165=\"20 Jahre\",\n\"Info: etwas geringere Bankauswahl. Mehr als 15                                                             Jahre Zinsbindung bieten nicht alle Banken an!\",\nIF(AC165=\"25 Jahre\",\n\"Info: deutlich geringere Bankauswahl. 25 Jahre                                                               Zinsbindung bieten nur noch wenige Banken an!\",\nIF(AC165=\"30 Jahre\",\n\"Info: sehr geringere Bankauswahl. 30 Jahre                                                              Zinsbindung bieten nur wenige Banken an!\",\nIF(AV167<9,\"Es sollten als bereitstellungsfreie                                                             Zeit mind. 9 Monate eingeplant werden !\",\nIF(AV175=\"nein\",\" \",\nIF(OR(AC165=\"5 Jahre\",AC165=\"variabel\"),\"Zinsbindungswunsch erfordert eine                                individuelle Berechnung - wir melden uns !\",\nIF(AC165=\"anders\",\"bei Zinsbindung  \"\"anders\"\"  keine automatische                                     Berechnung möglich - wir melden uns !\",\" \"))))))))","v":" "},null,null,null,{"$f":"IF(AT171<>\"ja\",\" \",\nIF(S22=\"genau: EFH mit Einl-Whg.\",\"ZFH\",\nIF(S22=\"genau: ZFH\",\"ZFH\",\"nichts\")))","v":" "}]
[]
[]
[null,null,{"$f":"IF(K128<>\"ja\",\"Bzgl. der PRIORITÄTEN\",\nIF(AV175=\"nein\",\"Bzgl. der PRIORITÄTEN\",\nIF(AV175=\"?\",\"WICHTIGE   KLÄRUNG\",\nIF(OR(SUM(AM177+AV177)=0,AQ179=0),\"WICHTIGE   KLÄRUNG\",\n\"Bzgl. der PRIORITÄTEN\"))))","v":"Bzgl. der PRIORITÄTEN"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(K128=\"ja\",\n\"besteht aktuell noch ein laufender Kredit für das eigene Baugrundstück ?\",\n\"Die Antworten ermöglichen uns,\")","v":"Die Antworten ermöglichen uns,"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?",null,null,null,null,null,{"$f":"IF(OR(AT171<>\"ja\",K128=\"ja\"),\" \",\nIF(SUM(W108+J113+AJ113+W128)=0,\"Info: ohne vorhandene Eigenmittel ist eine\nFinanzierung zwar möglich, aber sehr teuer.\nSehr geringe Bankenauswahl. Ausserdem\nwird immer ein Nachrangdarlehen benötigt !\",\nIF(SUM(W108+J113+AJ113+W128)<5000,\"Information:   keine oder nur sehr geringe\nEigenmittel  (Eigengeld, Bausparguthaben,\noder bezahltes Grundstück)  vorhanden !\",\nIF(AND(W113>0,BB90=\"Hinweis: falls mehrere Bausparverträge                                        zugeteilt sind - bitte eine kurze Info an uns !\"),\" \",\nIF(W113=0,\" \",\n\"Hinweis: falls mehrere Bausparverträge\nzugeteilt sind - bitte eine kurze Info an uns !\")))))","v":" "}]
[]
[null,null,{"$f":"IF(K128<>\"ja\",\"siehe hierzu die\",\nIF(AV175=\"nein\",\"       siehe hierzu die\",\nIF(AV175=\"?\",\"zu dem vorhandenen\",\nIF(OR(SUM(AM177+AV177)=0,AQ179=0),\"zu dem vorhandenen\",\n\"       siehe hierzu die\"))))","v":"siehe hierzu die"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K128=\"ja\",AV175=\"ja\"),\n\"wie lange läuft der noch  -  ca. Wert ?\",\nIF(O175=\"Die Antworten ermöglichen uns,\",\"einen wirklich passenden Finan-\",\" \"))","v":"einen wirklich passenden Finan-"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K128=\"ja\",AV175=\"ja\"),\"in Monaten\",\" \")","v":" "},null,null,null,null,null,null,0,null,null,{"$f":"IF(AND(K128=\"ja\",AV175=\"ja\"),\n\" in Jahren\",\" \")","v":" "},null,null,null,null,null,0]
[]
[null,null,{"$f":"IF(K128<>\"ja\",\"nachfolgenden Fragen:\",\nIF(AV175=\"nein\",\"nachfolgenden Fragen:\",\nIF(AV175=\"?\",\"eigenen Grundstück  !\",\nIF(OR(SUM(AM177+AV177)=0,AQ179=0),\"eigenen Grundstück  !\",\n\"nachfolgenden Fragen:\"))))","v":"nachfolgenden Fragen:"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(K128=\"ja\",AV175=\"ja\"),\n\"wie hoch ist die aktuelle Restschuld bei der Bank    (ca. Wert)  ?\",\nIF(O175=\"Die Antworten ermöglichen uns,\",\"zierungsvorschlag zu erstellen.\",\" \"))","v":"zierungsvorschlag zu erstellen."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[]
[null,null,"Besonderheiten:",null,null,null,null,null,null,null,null,null,null,null,"(Informationen mit hohem Einfluss auf die Berechnung)  "]
[]
[null,null,"Eigengeld ist noch blockiert bis zum",null,null,null,null,null,null,null,null,null,"tt.mm.jjjj",null,null,null,null,null,{"$f":"IF(K128<>\"ja\",\n\"Der Bau erfolgt auf dem Grundstück von Verwandten bzw. Eltern ?\",\" \")","v":"Der Bau erfolgt auf dem Grundstück von Verwandten bzw. Eltern ?"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"?"]
[]
[null,null,{"$f":"IF(H8=\"Bernd Möller - PB\",\n\"Infos an mich\",\"Info an die IFVS\")","v":"Info an die IFVS"},null,null,"freies Eingabefeld / bitte überschreiben"]
[]
[]
[null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AT171<>\"ja\",\" \",\n\"Prüfer-\")))","v":" "},null,null,{"$f":"IF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\",II10007>II10006),\" \",\nIF(J18=\"?\",\"Feld:  Anz. Erwachsene nicht eingegeben\",\nIF(AZ193=1,\"1 Fehlerinfo zum 1. Interessenten  (tiefrot)\",\nIF(AZ193>1,\"\"&AZ193&\"  Fehlerinfos zum 1. Interessenten  (tiefrot)\",\nIF(AND(AZ193=0,BA193=0,AZ197=0,BA197=0),\"komplett fehlerfreie Eingabe !\",\nIF(AND(F191<>\" \",AZ193=0,F193=\" \",F194=\" \"),\"fehlerfreie Eingabe\",\nIF(OR(F191<>\" \",F193<>\" \",F194<>\" \"),\"keine Fehler - nur Hinweise vorhanden\",\" \")))))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(II10007>II10006,AT171<>\"ja\",F190=\" \"),\" \",\nIF(OR(F190=\"fehlerfreie Eingabe\",F190=\"keine Fehler - nur Hinweise vorhanden\",F190=\"komplett fehlerfreie Eingabe !\"),\" \",\nIF(AND(F193=\" \",F190>0),\"zum korrigieren: - bitte nach oben scrollen und\",\nIF(F190>0,\"zum korrigieren: - bitte nach oben scrollen und\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(AT171<>\"ja\",\"Bitte im gleichfarbenden orangenen\nFeld      n a c h      der vollständigen\nDateneingabe ein   \"\"ja\"\"   eingeben !\",\" \")))","v":" "}]
[null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AT171<>\"ja\",\" \",\n\"gebnisse:\")))","v":" "},null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\"),\" \",\nIF(BA193=1,\"1  Fehlerinfo zum 2. Interessenten  (braun)\",\nIF(BA193>1,\"\"&BA193&\"   Fehlerinfos zum 2. Interessenten  (braun)\",\" \"))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(II10007>II10006,AT171<>\"ja\",F190=\" \"),\" \",\nIF(OR(F190=\"fehlerfreie Eingabe\",F190=\"keine Fehler - nur Hinweise vorhanden\",F190=\"komplett fehlerfreie Eingabe !\"),\" \",\nIF(AZ193=1,\"das rote Feld (Fehlerhinweis) beachten.\",\nIF(AND(F193=\" \",AZ194=0),\"scrollen und die   r o t e n   Hinweise prüfen !\",\nIF(F190=\"komplett fehlerfreie Eingabe !\",\" \",\nIF(F191=\" \",\"die roten Felder  (Fehlerhinweise)  beachten.\",\nIF(F191>0,\"die roten und braunen Fehlerhinweise beachen.\",\" \")))))))","v":" "}]
[]
[null,null,null,null,null,{"$f":"IF(II10007>II10006,\"rufen Sie uns an\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AT171<>\"ja\",\" \",\nIF(AZ197=1,\"1  Hinweis   ( tiefgrün )\",\nIF(AZ197>1,\"\"&AZ197&\"  Hinweise zum 1. Interessenten  (tiefgrün)\",\" \")))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(II10007>II10006,Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\",F193=\" \",AZ197=0),\" \",\n\"Grün:  nur Hinweise.  Felder können korrekt sein.\")","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AT171<>\"ja\",\" \",\nSUM(AZ6:AZ170)+SUM(BA124:BA170)-SUM(AZ41+AZ44+AZ52+AZ55+AZ70+AZ71+AZ77+AZ81+AZ84+AZ85+AZ90+AZ111+AZ113+AZ117+AZ119+AZ125+AZ128+AZ130+AZ132+AZ167+BA140))","v":" "},{"$f":"IF(AT171<>\"ja\",\" \",SUM(BA33:BA120)+BA140\n-SUM(BA42+BA51+BA53+BA55+BA65+BA71+BA77+BA81+BA84+BA85+BA111+BA113+BA120))","v":" "},{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(AZ193=0,\" \",\nIF(J18<>2,\"Beispiel:    F e h l e r feld\",\n\"Beispiel:    F  e  h  l  e  r   f  e  l  d\nbzw. für den 1. Interessenten\"))))","v":" "},null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",J18<>2),\" \",\nIF(J18<>2,\" \",\nIF(BA193=0,\" \",\nIF(BA193=1,\n\"Beispiel:    F  e  h  l  e  r  f  e  l  d\nfür den 2. Interessenten\",\n\"Beispiel:    F  e  h  l  e  r  f  e  l  d  e  r\nfür den 2. Interessenten\")))))","v":" "}]
[null,null,null,null,null,{"$f":"IF(II10007>II10006,\"keine Bearbeitung möglich\",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\"),\" \",\nIF(AT171<>\"ja\",\" \",\nIF(BA197=1,\"1  Hinw. zum 2. Interessenten  (schwach grün)\",\nIF(BA197>1,\"\"&BA197&\"  Hinw. zum 2. Interessenten (schwach grün)\",\" \")))))","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\" \",\nIF(OR(Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\",F194=\" \"),\" \",\nIF(AND(AZ197>0,BA197>0),\"gilt auch hier\",\n\"Grün:  nur Hinweise.  Felder können korrekt sein.\")))","v":" "}]
[]
[null,null,{"$f":"IF(OR(II10007>II10006,Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\"),\" \",\nIF(SUM(AZ193+BA193+AZ197+BA197)=0,\" \",\"Info:\"))","v":" "},null,null,{"$f":"IF(OR(II10007>II10006,Q11=\"?\",C20=\"?\",J18=\"?\",AT171<>\"ja\"),\" \",\nIF(SUM(AZ193+BA193+AZ197+BA197)=0,\" \",\nIF(AND(H8=\"Bernd Möller - PB\",SUM(AZ193+BA193)<>0),\"Gelb - nur Hinweis.  Zusendung an mich mit Fehlern ist kein Problem !\",\nIF(AND(H8=\"Bernd Möller - PB\",SUM(BA193+BA197)<>0),\"Gelb - nur Hinweis.  Zusendung an mich mit Fehlern ist kein Problem !\",\nIF(SUM(AZ193+BA193)<>0,\"Gelb - nur Hinweis.  Zusendung an uns mit Fehlern ist kein Problem !\",\nIF(SUM(BA193+BA197)<>0,\"Gelb - nur Hinweis.  Zusendung an uns mit Fehlern ist kein Problem !\",\" \"))))))","v":" "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AT171<>\"ja\",\" \",\nSUM(AZ41+AZ44+AZ52+AZ55+AZ70+AZ71+AZ77+AZ81+AZ84+AZ85+AZ90+AZ111+AZ113+AZ117+AZ119+AZ125+AZ128+AZ129+AZ130+AZ132+BA140+AZ167+AZ171+AZ172))","v":" "},{"$f":"IF(AT171<>\"ja\",\" \",SUM(BA42+BA51+BA53+BA55+BA65+BA71+BA77+BA81+BA84+BA85+BA111+BA113+BA120))","v":" "},{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(AZ197=0,\" \",\nIF(J18<>2,\"Beispiel:      H i n w e i s feld\",\n\"Beispiel:     H  i  n  w  e  i  s  f  e  l  d\nallgemein und für den 2. Interessenten\"))))","v":" "},null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\",J18<>2),\" \",\nIF(J18<>2,\" \",\nIF(BA197<>0,\n\"Beispiel:     H  i  n  w  e  i  s  f  e  l  d\nfür den 2. Interessenten\",\" \"))))","v":" "}]
[]
[]
[null,null,{"$f":"IF(II10007>II10006,\"Programmende\",\nIF(AT171=\"?\",\"ansonsten: folgen-\ndes erforderlich:\",\nIF(SUM(AZ193:BA193)=0,\n\"abschließend :\",\"als letztes:\")))","v":"ansonsten: folgen-\ndes erforderlich:"},null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(Q11=\"?\",\" \",\nIF(C20=\"?\",\"eingangs wurde kein Investitionsgrund eingegeben - daher ist insgesamt\nkeine sinnvolle Auswertung und auch kein sinnvoller Hinweis möglich  !!\",\nIF(J18=\"?\",\"Das Feld  \"\"Anzahl Erwachsene\"\"  wurde nicht  eingegeben -\ndaher ist keine sinnvolle Berechnung möglich  !!\",\nIF(AT171=\"?\",\"um mögliche Fehler prüfen oder maschinelle Hinweise zu den Eingaben\nsehen zu können, bitte zuerst das vorstehend rot gefärbte Feld beantworten\",\nIF(SUM(AZ193:BA193)=0,\n\"Dieses Programm bitte unter beliebigem Namen auf\nIHREM  EIGENEN Datenträger (z.B. Festplatte) speichern\nund erst danach bitte an uns   -per E-Mail-   senden !\",\n\"Programmhinweise prüfen - evtl. korrigieren.  Danach dieses\nProgramm auf IHREM  EIGENEN Datenträger (z.B. Festplatte)\nspeichern und danach bitte an uns   -per E-Mail-   senden !\"))))))","v":"Das Feld  \"Anzahl Erwachsene\"  wurde nicht  eingegeben -\ndaher ist keine sinnvolle Berechnung möglich  !!"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(II10007>II10006,\"Laufzeit überschritten\",\nIF(OR(AT171<>\"ja\",J18=\"?\",Q11=\"?\"),\" \",\nIF(F190=\"komplett fehlerfreie Eingabe !\",\" \",\n\"Gelbe Felder erfordern  KEINE sachlichen\nÄnderungen - nur allgemeine Hinweise !\")))","v":" "}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Die Funktion DATEDIF() "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fragen und Antworten zu Excel - Datum und Uhrzeit "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Geschrieben von: Frank Arendt-Theilen "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Arbeiten mit der Funktion DATEDIF()"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Die Funktion DATEDIF() wurde aus Kompatibilitätsgründen zur Tabellenkalkulation Lotus 1-2-3 in Excel übernommen. Bereits in früheren Excel-Versionen stand diese versteckte Funktion zur Verfügung. Seit der Excel-Version 2000 ist sie erstmals in der Online-Hilfe dokumentiert. Diese Funktion kann nicht über den Funktionsassistenten aufgerufen, sondern muss manuell in einer Zelle eingetragen werden."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mit der Funktion DATEDIF() berechnen Sie auf einfache Weise die Anzahl der vollständigen Tage, Monate oder Jahre zwischen zwei Datumsangaben. Die Funktion erwartet drei Argumente: das Anfangsdatum, das Enddatum und die Zeiteinheit in der die Differenz zwischen Anfangs- und Enddatum berechnet werden soll."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Die Syntax lautet:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DATEDIF(Anfangsdatum;Enddatum;Zeiteinheit)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Die folgende Tabelle listet die gültigen Argumente für die Zeiteinheit und ihre Bedeutung auf. Die Zeiteinheit muß in Anführungszeichen eingeschlossen werden. Entgegen der Online-Hilfe sind die englischen Codes zu benutzen. Groß- und Kleinschreibung wird nicht unterschieden."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Das Anfangsdatum liegt stets vor dem Enddatum, ansonsten gibt die Funktion eine Fehlermeldung aus."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zeiteinheit","Bedeutung"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Y\"","Die Anzahl vollständiger Jahre im Zeitraum. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 01.01.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enddatum: 01.01.2010"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zeiteinheit: \"Y\""]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 10"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"M\"","Die Anzahl vollständiger Monate im Zeitraum. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 01.01.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enddatum: 01.01.2010"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zeiteinheit: \"M\""]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 120"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"D\"","Die Anzahl der ganzen Tage im Zeitraum. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 01.01.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enddatum: 01.01.2010"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zeiteinheit: \"D\""]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 3653"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"MD\"","Die Differenz zwischen den Tagen in Anfangsdatum und Enddatum. Die Monate und Jahre der Datumsangaben werden ignoriert. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 30.09.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Enddatum: 05.10.2010"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zeiteinheit: \"MD\""]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 5"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"YM\"","Die Differenz zwischen den Monaten in Anfangsdatum und Enddatum. Die Tage und Jahre der Datumsangaben werden ignoriert. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 01.01.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 5"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"YD\"","Die Differenz zwischen den Tagen in Anfangsdatum und Enddatum. Die Jahre der Datumsangaben werden ignoriert. "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Anfangsdatum: 01.01.2000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: 181"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bekannte Fehler in der Funktion DATEDIF()"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Es ist empfehlenswert auf die Benutzung der Zeiteinheit MD zu verzichten, bzw. alternative Formeln zu benutzen. Die folgende Formel ersetzt die Benutzung der Funktion DATEDIF() im Zusammenhang mit der Zeiteinheit MD:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"A2: 05.01.2012"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Beispiel: "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"A1: 31.07.2007"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"A2: 02.03.2009"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Formel: =DATEDIF(A1;A2;\"MD\")"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ergebnis: -1 <--- falsch!"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"richtiges Ergebnis ist: 2"]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Die Zeiteinheit MD gibt bei dem Anfangsdatum 27.06.2009 und dem Enddatum 05.01.2012 bis 26.01.2012 ein falsches Ergebnis zurück. Ab dem Enddatum 27.01.2012 ist das Ergebnis wieder korrekt."]
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